@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,400;9..144,500;9..144,600;9..144,700&family=Inter:wght@400;500;600;700&family=IBM+Plex+Mono:wght@500;600&display=swap');

:root{
  /* --- color tokens --- */
  --ink:      #10192E;   /* deep navy — hero / header / footer */
  --ink-2:    #1A2743;   /* lighter navy for cards on ink bg */
  --paper:    #F8F4EC;   /* warm paper background */
  --paper-2:  #F1EBDC;   /* slightly deeper paper for alt sections */
  --gold:     #B8873C;   /* prosperity accent — CTAs, highlights */
  --gold-dark:#93692C;
  --growth:   #2B6E52;   /* growth green — chart line, success markers */
  --growth-lt:#DCEAE2;
  --charcoal: #1E2230;   /* body text on paper */
  --stone:    #83786A;   /* muted secondary text / captions */
  --line:     #E4DCC8;   /* hairline dividers on paper */
  --white:    #FFFFFF;

  /* --- type --- */
  --font-display: 'Fraunces', Georgia, serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-mono: 'IBM Plex Mono', 'Courier New', monospace;

  --container: 1180px;
}

*,*::before,*::after{ box-sizing:border-box; }
html{ scroll-behavior:smooth; background:var(--ink); }
@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior:auto; }
  *,*::before,*::after{ animation-duration:0.001ms !important; animation-iteration-count:1 !important; transition-duration:0.001ms !important; scroll-behavior:auto !important; }
}

body{
  margin:0;
  overflow-x:hidden;
  font-family:var(--font-body);
  color:var(--charcoal);
  background:var(--paper);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}

h1,h2,h3,h4{
  font-family:var(--font-display);
  font-weight:600;
  line-height:1.12;
  margin:0 0 .5em;
  color:var(--ink);
  letter-spacing:-0.01em;
}
h1{ font-size:clamp(2.4rem,5vw,3.9rem); font-weight:600; }
h2{ font-size:clamp(1.9rem,3.4vw,2.6rem); }
h3{ font-size:1.3rem; }
p{ margin:0 0 1em; color:var(--charcoal); }
a{ color:inherit; }
img{ max-width:100%; display:block; }

.container{ max-width:var(--container); margin:0 auto; padding:0 24px; }

.eyebrow{
  font-family:var(--font-mono);
  font-size:.72rem;
  letter-spacing:.14em;
  text-transform:uppercase;
  color:var(--gold-dark);
  display:inline-flex;
  align-items:center;
  gap:8px;
  margin-bottom:14px;
}
.eyebrow::before{
  content:"";
  width:18px; height:1px;
  background:var(--gold-dark);
  display:inline-block;
}
.hero-eyebrow{
  font-size:1rem;
  letter-spacing:.12em;
  color:rgba(248,244,236,.85);
}
.hero-eyebrow::before{ background:var(--gold); width:24px; }
@media (max-width:560px){ .hero-eyebrow{ font-size:.82rem; } }

.lede{ font-size:1.15rem; color:var(--stone); max-width:60ch; }

/* --- buttons --- */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  font-family:var(--font-body);
  font-weight:600;
  font-size:.95rem;
  padding:14px 28px;
  border-radius:2px;
  text-decoration:none;
  cursor:pointer;
  border:1px solid transparent;
  transition:transform .18s ease, box-shadow .18s ease, background .18s ease, color .18s ease;
}
.btn:focus-visible{ outline:2px solid var(--gold); outline-offset:3px; }
.btn-primary{ background:var(--gold); color:var(--ink); }
.btn-primary:hover{ background:var(--gold-dark); color:var(--white); transform:translateY(-1px); }
.btn-ghost{ background:transparent; color:var(--paper); border-color:rgba(248,244,236,.4); }
.btn-ghost:hover{ border-color:var(--gold); color:var(--gold); }
.btn-ghost-dark{ background:transparent; color:var(--ink); border-color:var(--ink); }
.btn-ghost-dark:hover{ background:var(--ink); color:var(--paper); }
.btn-block{ width:100%; }
.btn svg{ width:16px; height:16px; flex:none; }

/* ==========================================================================
   HEADER / NAV
   ========================================================================== */
.site-header{
  position:sticky; top:0; z-index:100;
  background:rgba(16,25,46,.92);
  border-bottom:1px solid rgba(184,135,60,.25);
}
.site-header::before{
  content:"";
  position:absolute; inset:0;
  backdrop-filter:blur(8px);
  -webkit-backdrop-filter:blur(8px);
  z-index:-1;
  pointer-events:none;
}
.nav{
  display:flex; align-items:center; justify-content:space-between;
  padding:16px 24px;
}
.brand{
  display:flex; align-items:center; gap:10px;
  text-decoration:none; color:var(--paper);
  font-family:var(--font-display); font-weight:600; font-size:1.15rem;
}
.brand-mark{ width:30px; height:30px; flex:none; }
.brand small{
  display:block; font-family:var(--font-mono); font-size:.6rem;
  letter-spacing:.12em; color:var(--gold); font-weight:500; text-transform:uppercase;
}
.nav-links{
  display:flex; align-items:center; gap:30px; list-style:none; margin:0; padding:0;
}
.nav-links a{
  text-decoration:none; color:var(--paper); font-size:.92rem; font-weight:500;
  opacity:.82; position:relative; padding:4px 0;
}
.nav-links a:hover, .nav-links a[aria-current="page"]{ opacity:1; color:var(--gold); }
.nav-cta{ display:flex; align-items:center; gap:14px; }
.nav-toggle{
  display:none; background:none; border:none; cursor:pointer; padding:6px;
}
.nav-toggle span{
  display:block; width:24px; height:2px; background:var(--paper); margin:5px 0; transition:transform .2s, opacity .2s;
}

/* --- Nav dropdowns (Services > Apps/Fee Disclosure, Awards > Reviews) --- */
.nav-item-dropdown{ position:relative; display:flex; align-items:center; gap:2px; }
.dropdown-toggle{
  display:inline-flex; align-items:center; justify-content:center;
  background:none; border:none; cursor:pointer; padding:4px; color:var(--paper); opacity:.82;
}
.dropdown-toggle svg{ width:14px; height:14px; transition:transform .2s ease; }
.nav-item-dropdown:hover .dropdown-toggle, .nav-item-dropdown.is-open .dropdown-toggle{ opacity:1; color:var(--gold); }
.nav-item-dropdown.is-open .dropdown-toggle svg{ transform:rotate(180deg); }
.nav-dropdown{
  list-style:none; margin:0; padding:8px; gap:2px;
  position:absolute; top:calc(100% + 14px); left:0; min-width:190px;
  background:var(--ink); border:1px solid rgba(184,135,60,.25); border-radius:6px;
  box-shadow:0 18px 40px -12px rgba(0,0,0,.5);
  opacity:0; visibility:hidden; transform:translateY(6px);
  transition:opacity .18s ease, transform .18s ease, visibility .18s;
  z-index:110;
}
.nav-dropdown li{ display:block; }
.nav-dropdown a{ display:block; padding:9px 12px; font-size:.88rem; border-radius:4px; white-space:nowrap; }
.nav-dropdown a:hover{ background:rgba(184,135,60,.12); }
.nav-item-dropdown:hover .nav-dropdown,
.nav-item-dropdown:focus-within .nav-dropdown,
.nav-item-dropdown.is-open .nav-dropdown{
  opacity:1; visibility:visible; transform:translateY(0);
}

@media (max-width: 880px){
  .nav-links{
    position:fixed; inset:64px 0 0 0; background:var(--ink);
    flex-direction:column; justify-content:flex-start; align-items:flex-start;
    padding:32px 24px; gap:22px; transform:translateX(100%);
    transition:transform .3s ease; overflow-y:auto;
  }
  .nav-links.is-open{ transform:translateX(0); }
  .nav-links a{ font-size:1.1rem; }
  .nav-toggle{ display:block; }
  .nav-cta .btn-primary{ padding:10px 18px; font-size:.85rem; }

  .nav-item-dropdown{ flex-wrap:wrap; width:100%; }
  .dropdown-toggle{ margin-left:auto; }
  .nav-dropdown{
    position:static; opacity:1; visibility:visible; transform:none;
    box-shadow:none; border:none; background:transparent; padding:6px 0 0 14px;
    width:100%; display:none;
  }
  .nav-item-dropdown.is-open .nav-dropdown{ display:block; }
  .nav-dropdown a{ font-size:1rem; padding:8px 0; }
}

/* ==========================================================================
   HERO
   ========================================================================== */
.hero{
  background:var(--ink);
  color:var(--paper);
  position:relative;
  overflow:hidden;
  padding:88px 0 64px;
}
.hero::after{
  content:"";
  position:absolute; inset:0;
  background-image:radial-gradient(circle at 12% 18%, rgba(184,135,60,.10), transparent 45%);
  pointer-events:none;
}
.hero::before{
  content:"";
  position:absolute; inset:0;
  background-image:
    linear-gradient(115deg, transparent 0%, transparent 46%, rgba(184,135,60,.06) 46.4%, transparent 47%),
    linear-gradient(115deg, transparent 0%, transparent 58%, rgba(43,110,82,.05) 58.4%, transparent 59%),
    linear-gradient(115deg, transparent 0%, transparent 70%, rgba(184,135,60,.05) 70.4%, transparent 71%);
  background-size:100% 100%;
  opacity:.9;
  pointer-events:none;
}
.hero-glow{
  position:absolute; z-index:0; border-radius:50%; filter:blur(60px); pointer-events:none;
  background:radial-gradient(circle, rgba(184,135,60,.22), transparent 70%);
  width:420px; height:420px; top:-120px; right:-80px;
  animation:driftGlow 12s ease-in-out infinite alternate;
}
@keyframes driftGlow{ from{ transform:translate(0,0); } to{ transform:translate(-24px,28px); } }
@media (prefers-reduced-motion: reduce){ .hero-glow{ animation:none; } }
.hero-grid{
  display:grid; grid-template-columns:1.05fr .95fr; gap:48px; align-items:center;
  position:relative; z-index:1;
}
.hero h1{ color:var(--paper); }
.hero h1 em{ font-style:normal; color:var(--gold); }
.hero-ctas{ display:flex; gap:16px; flex-wrap:wrap; margin-top:32px; }
.hero-figure{ position:relative; }
.growth-svg{ width:100%; height:auto; }
.growth-path{
  fill:none; stroke:var(--gold); stroke-width:3; stroke-linecap:round;
  stroke-dasharray:1000; stroke-dashoffset:1000;
  animation:draw 2.2s cubic-bezier(.5,0,.2,1) .3s forwards;
}
.growth-path-shadow{
  fill:none; stroke:rgba(184,135,60,.18); stroke-width:14; stroke-linecap:round;
}
.growth-node{ fill:var(--paper); stroke:var(--gold); stroke-width:2; opacity:0; animation:pop .5s ease forwards; }
.growth-label{ font-family:var(--font-mono); font-size:11px; fill:rgba(248,244,236,.65); }
.growth-label.strong{ fill:var(--gold); font-weight:600; }
@keyframes draw{ to{ stroke-dashoffset:0; } }
@keyframes pop{ to{ opacity:1; } }

@media (max-width:880px){
  .hero-grid{ grid-template-columns:1fr; }
}

/* ==========================================================================
   STAT STRIP ("By the Numbers")
   ========================================================================== */
.stat-strip{
  background:var(--ink-2);
  border-top:1px solid rgba(184,135,60,.25);
  border-bottom:2px solid var(--gold);
  padding:34px 0;
}
.stat-row{
  display:grid; grid-template-columns:repeat(5,1fr); gap:16px;
}
.stat{ text-align:center; padding:0 8px; border-left:1px solid rgba(248,244,236,.12); }
.stat:first-child{ border-left:none; }
.stat-number{
  font-family:var(--font-mono); font-weight:600; font-size:clamp(1.5rem,2.6vw,2.1rem);
  color:var(--paper); display:block;
}
.stat-number .unit{ color:var(--gold); }
.stat-label{ font-size:.76rem; color:rgba(248,244,236,.6); text-transform:uppercase; letter-spacing:.06em; margin-top:6px; }

@media (max-width:880px){
  .stat-row{ grid-template-columns:repeat(2,1fr); row-gap:26px; }
  .stat{ border-left:none; }
}

/* ==========================================================================
   SECTIONS (generic)
   ========================================================================== */
section{ padding:88px 0; }
.section-alt{ background:var(--paper-2); }
.section-ink{ background:var(--ink); color:var(--paper); }
.section-ink h2{ color:var(--paper); }
.section-head{ max-width:640px; margin-bottom:48px; }
.section-head.center{ margin-left:auto; margin-right:auto; text-align:center; }
.section-head h2{ position:relative; padding-bottom:16px; }
.section-head h2::after{
  content:""; position:absolute; left:0; bottom:0; height:2px; width:46px;
  background:linear-gradient(90deg,var(--gold),var(--growth));
}
.section-head.center h2::after{ left:50%; transform:translateX(-50%); }
.section-ink .section-head h2::after{ background:linear-gradient(90deg,var(--gold),#E8C98A); }

.reveal{ opacity:0; transform:translateY(22px); transition:opacity .7s ease, transform .7s ease; }
.reveal.is-visible{ opacity:1; transform:translateY(0); }

/* --- feature / why cards --- */
.card-grid-3{ display:grid; grid-template-columns:repeat(3,1fr); gap:28px; }
.feature-card{
  background:var(--white); border:1px solid var(--line); padding:34px 28px;
  border-radius:2px; position:relative;
}
.feature-card .eyebrow{ margin-bottom:18px; }
.feature-icon{ width:38px; height:38px; color:var(--growth); margin-bottom:18px; }
.feature-card h3{ margin-bottom:10px; }
.feature-card p{ color:var(--stone); font-size:.96rem; margin:0; }

@media (max-width:880px){ .card-grid-3{ grid-template-columns:1fr; } }

/* --- solutions / services list --- */
.solutions-grid{ display:grid; grid-template-columns:repeat(2,1fr); gap:2px; background:var(--line); border:1px solid var(--line); }
.solution-item{ background:var(--paper); padding:32px; position:relative; overflow:hidden; transition:background .25s ease, transform .25s ease, box-shadow .25s ease; }
.solution-item:hover{ background:var(--white); transform:translateY(-3px); box-shadow:0 14px 28px -18px rgba(16,25,46,.35); z-index:1; }
.solution-icon{ width:34px; height:34px; color:var(--gold); margin-bottom:16px; stroke-width:1.6; }
.solution-item h3{ margin-bottom:8px; font-size:1.15rem; }
.solution-item p{ color:var(--stone); font-size:.94rem; margin-bottom:0; }
.solution-item .tag{
  display:inline-block; font-family:var(--font-mono); font-size:.68rem; letter-spacing:.08em;
  text-transform:uppercase; color:var(--growth); background:var(--growth-lt); padding:3px 9px; margin-bottom:12px;
}
@media (max-width:880px){ .solutions-grid{ grid-template-columns:1fr; } }

/* --- feature/solution card lift (shared) --- */
.feature-card{ transition:transform .25s ease, box-shadow .25s ease; }
.feature-card:hover{ transform:translateY(-4px); box-shadow:0 16px 32px -20px rgba(16,25,46,.3); }

/* --- recognition banner --- */
.recognition{
  display:flex; align-items:center; gap:28px; background:var(--ink); color:var(--paper);
  padding:38px 42px; border-left:4px solid var(--gold);
}
.recognition .ribbon{ width:52px; height:52px; flex:none; color:var(--gold); }
.recognition p{ margin:0; color:rgba(248,244,236,.85); }
.recognition strong{ color:var(--gold); }
@media (max-width:640px){ .recognition{ flex-direction:column; align-items:flex-start; text-align:left; } }

/* --- video embed --- */
.video-frame{
  position:relative; padding-top:56.25%; background:var(--ink); overflow:hidden; border:1px solid var(--line);
}
.video-frame iframe{ position:absolute; inset:0; width:100%; height:100%; border:0; }
.video-caption{ font-family:var(--font-mono); font-size:.85rem; color:var(--stone); margin-top:14px; text-align:center; }

/* --- testimonial cards --- */
.testimonial-track{ display:grid; grid-template-columns:repeat(3,1fr); gap:24px; }
.testimonial-card{
  background:var(--white); border:1px solid var(--line); padding:28px; display:flex; flex-direction:column; gap:16px;
}
.testimonial-quote{ font-family:var(--font-display); font-size:1.08rem; color:var(--ink); font-weight:500; line-height:1.5; }
.testimonial-who{ display:flex; align-items:center; gap:12px; margin-top:auto; }
.avatar{
  width:42px; height:42px; border-radius:50%; background:var(--growth-lt); color:var(--growth);
  display:flex; align-items:center; justify-content:center; font-family:var(--font-mono); font-weight:600; font-size:.85rem; flex:none;
}
.who-meta{ font-size:.84rem; color:var(--stone); }
.who-meta strong{ display:block; color:var(--ink); font-size:.94rem; }
.testimonial-placeholder-note{
  margin-top:36px; padding:16px 20px; border:1px dashed var(--gold); background:var(--paper-2);
  font-family:var(--font-mono); font-size:.82rem; color:var(--gold-dark);
}
@media (max-width:880px){ .testimonial-track{ grid-template-columns:1fr; } }

/* --- journey timeline (About page) --- */
.timeline{ position:relative; padding-left:52px; }
.timeline-spine{ position:absolute; left:18px; top:6px; bottom:6px; width:2px; background:var(--line); }
.timeline-item{ position:relative; padding-bottom:46px; }
.timeline-item:last-child{ padding-bottom:0; }
.timeline-dot{
  position:absolute; left:-52px; top:2px; width:36px; height:36px; border-radius:50%;
  background:var(--paper); border:2px solid var(--growth); display:flex; align-items:center; justify-content:center;
}
.timeline-dot span{ width:8px; height:8px; border-radius:50%; background:var(--growth); }
.timeline-year{ font-family:var(--font-mono); font-size:.8rem; color:var(--growth); letter-spacing:.06em; margin-bottom:4px; display:block; }
.timeline-item h3{ margin-bottom:6px; font-size:1.15rem; }
.timeline-item p{ color:var(--stone); margin-bottom:0; }
.timeline-item blockquote{
  margin:14px 0 0; padding:14px 18px; border-left:3px solid var(--gold); background:var(--paper-2);
  font-family:var(--font-display); font-style:normal; color:var(--ink); font-size:1.02rem;
}

.milestone-list{ list-style:none; margin:24px 0 0; padding:0; display:grid; gap:10px; }
.milestone-list li{
  display:flex; align-items:baseline; gap:12px; font-size:.98rem; color:var(--charcoal);
  padding:10px 0; border-bottom:1px solid var(--line);
}
.milestone-list li::before{ content:"→"; color:var(--gold); font-weight:600; }

/* --- awards grid --- */
.award-grid{ display:grid; grid-template-columns:repeat(2,1fr); gap:22px; }
.award-card{
  background:var(--white); border:1px solid var(--line); padding:26px 26px 24px; display:flex; gap:18px; align-items:flex-start;
}
.award-icon{ width:34px; height:34px; color:var(--gold); flex:none; }
.award-card h3{ font-size:1.05rem; margin-bottom:4px; }
.award-card p{ color:var(--stone); font-size:.9rem; margin:0; }
.decision-note{
  margin-top:32px; padding:22px 26px; background:var(--paper-2); border:1px solid var(--gold);
}
.decision-note .eyebrow{ color:var(--gold-dark); }
.decision-note p{ margin-bottom:10px; color:var(--charcoal); font-size:.95rem; }
.decision-note p:last-child{ margin-bottom:0; }
@media (max-width:640px){ .award-grid{ grid-template-columns:1fr; } }

/* --- compact moving achievements gallery --- */
.gallery-marquee{
  position:relative;
  overflow:hidden;
  width:100%;
  padding:4px 0 10px;
  -webkit-mask-image:linear-gradient(90deg, transparent 0, #000 4%, #000 96%, transparent 100%);
  mask-image:linear-gradient(90deg, transparent 0, #000 4%, #000 96%, transparent 100%);
}

.gallery-track{
  display:flex;
  width:max-content;
  gap:18px;
  animation:galleryScroll 28s linear infinite;
  will-change:transform;
}

.gallery-marquee:hover .gallery-track{
  animation-play-state:paused;
}

.gallery-slide{
  flex:0 0 300px;
  height:190px;
  overflow:hidden;
  background:var(--paper-2);
  border:1px solid var(--line);
  border-radius:3px;
  box-shadow:0 10px 24px -18px rgba(16,25,46,.35);
}

.gallery-slide img{
  width:100%;
  height:200%;
  display:block;
  object-fit:cover;
  object-position:center;
}

@keyframes galleryScroll{
  from{ transform:translateX(0); }
  to{ transform:translateX(calc(-50% - 9px)); }
}

@media (prefers-reduced-motion: reduce){
  .gallery-track{ animation:none; }
}

@media (max-width:640px){
  .gallery-slide{
    flex-basis:250px;
    height:160px;
  }
}

/* --- apps --- */
.app-grid{ display:grid; grid-template-columns:1fr 1fr; gap:28px; }
.app-card{ background:var(--white); border:1px solid var(--line); padding:32px; display:flex; flex-direction:column; gap:16px; }
.app-icon{ width:44px; height:44px; color:var(--growth); }
.app-card h3{ margin-bottom:0; }
@media (max-width:760px){ .app-grid{ grid-template-columns:1fr; } }

/* --- contact --- */
.contact-grid{ display:grid; grid-template-columns:repeat(3,1fr); gap:24px; }
.contact-card{
  background:var(--white); border:1px solid var(--line); padding:30px; text-align:left; display:flex; flex-direction:column; gap:6px;
}
.contact-card .eyebrow{ margin-bottom:14px; }
.contact-card h3{ font-size:1.15rem; margin-bottom:2px; }
.contact-role{ font-size:.85rem; color:var(--stone); margin-bottom:14px; }
.contact-line{ display:flex; align-items:center; gap:10px; font-size:.95rem; margin-bottom:4px; }
.contact-line a{ text-decoration:none; color:var(--ink); font-weight:600; }
.contact-line a:hover{ color:var(--growth); }
.contact-line svg{ width:16px; height:16px; color:var(--gold); flex:none; }
.contact-note{ font-size:.86rem; color:var(--stone); margin-top:10px; }
@media (max-width:880px){ .contact-grid{ grid-template-columns:1fr; } }

.office-block{ margin-top:56px; display:grid; grid-template-columns:1fr 1fr; gap:36px; align-items:start; }
.office-map{
  border:1px solid var(--line); background:var(--paper-2); min-height:260px;
  display:flex; align-items:center; justify-content:center; color:var(--stone); font-family:var(--font-mono); font-size:.85rem;
}
@media (max-width:760px){ .office-block{ grid-template-columns:1fr; } }

/* --- newsletter / insights --- */
.insights-grid{ display:grid; grid-template-columns:1fr 1fr; gap:28px; }
.insight-card{ background:var(--white); border:1px solid var(--line); padding:32px; }
.insight-card h3{ margin-bottom:10px; }
.insight-card p{ color:var(--stone); margin-bottom:20px; }
.newsletter-form{ display:flex; gap:0; border:1px solid var(--ink); }
.newsletter-form input{
  flex:1; border:none; padding:14px 16px; font-family:var(--font-body); font-size:.95rem; background:var(--paper);
}
.newsletter-form input:focus{ outline:2px solid var(--gold); outline-offset:-2px; }
.newsletter-form button{
  border:none; background:var(--ink); color:var(--paper); padding:0 22px; font-weight:600; cursor:pointer;
}
.newsletter-form button:hover{ background:var(--gold); color:var(--ink); }
.blog-list{ list-style:none; margin:0; padding:0; display:grid; gap:14px; }
.blog-list li{ padding:14px 0; border-bottom:1px solid var(--line); }
.blog-list a{ text-decoration:none; font-weight:600; color:var(--ink); }
.blog-list a:hover{ color:var(--growth); }
.blog-tag{ display:block; font-family:var(--font-mono); font-size:.7rem; letter-spacing:.08em; text-transform:uppercase; color:var(--growth); margin-bottom:4px; }
@media (max-width:760px){ .insights-grid{ grid-template-columns:1fr; } }

/* --- get started band --- */
.get-started{
  background:var(--growth); color:var(--white); padding:56px 0; text-align:center;
}
.get-started h2{ color:var(--white); }
.get-started p{ color:rgba(255,255,255,.85); }
.get-started .btn-primary{ background:var(--gold); color:var(--ink); }
.get-started .btn-ghost{ border-color:rgba(255,255,255,.5); color:var(--white); }
.get-started .btn-ghost:hover{ border-color:var(--white); background:rgba(255,255,255,.12); }
.get-started-ctas{ display:flex; gap:16px; justify-content:center; flex-wrap:wrap; margin-top:24px; }

/* ==========================================================================
   CALCULATOR / TOOLS
   ========================================================================== */
.calc{
  display:grid; grid-template-columns:.95fr 1.15fr; gap:0;
  background:var(--white); border:1px solid var(--line);
}
.calc-inputs{ padding:40px 36px; border-right:1px solid var(--line); }
.calc-mode{ display:inline-flex; border:1px solid var(--ink); margin-bottom:28px; }
.calc-mode button{
  font-family:var(--font-body); font-weight:600; font-size:.85rem; padding:9px 18px;
  background:transparent; border:none; color:var(--ink); cursor:pointer; transition:background .18s ease,color .18s ease;
}
.calc-mode button.is-active{ background:var(--ink); color:var(--paper); }
.calc-field{ margin-bottom:26px; }
.calc-field-head{ display:flex; justify-content:space-between; align-items:baseline; margin-bottom:10px; }
.calc-field label{ font-family:var(--font-mono); font-size:.72rem; letter-spacing:.08em; text-transform:uppercase; color:var(--stone); }
.calc-field output{ font-family:var(--font-mono); font-weight:600; color:var(--ink); font-size:1rem; }
.calc-field input[type="range"]{
  -webkit-appearance:none; appearance:none; width:100%; height:4px; border-radius:2px;
  background:var(--line); outline:none; cursor:pointer;
}
.calc-field input[type="range"]::-webkit-slider-thumb{
  -webkit-appearance:none; width:18px; height:18px; border-radius:50%;
  background:var(--gold); border:3px solid var(--white); box-shadow:0 0 0 1px var(--gold); cursor:pointer;
}
.calc-field input[type="range"]::-moz-range-thumb{
  width:18px; height:18px; border-radius:50%; background:var(--gold); border:3px solid var(--white); box-shadow:0 0 0 1px var(--gold); cursor:pointer;
}
.calc-results{ padding:40px 36px; background:var(--ink); color:var(--paper); position:relative; overflow:hidden; }
.calc-result-row{ display:grid; grid-template-columns:1fr 1fr 1fr; gap:18px; margin-bottom:28px; position:relative; z-index:1; }
.calc-result{ border-left:2px solid rgba(184,135,60,.4); padding-left:12px; }
.calc-result .n{ font-family:var(--font-mono); font-weight:600; font-size:clamp(1.15rem,2vw,1.5rem); color:var(--paper); display:block; }
.calc-result.is-highlight .n{ color:var(--gold); }
.calc-result .l{ font-size:.72rem; color:rgba(248,244,236,.55); text-transform:uppercase; letter-spacing:.06em; margin-top:4px; }
.calc-chart-wrap{ position:relative; z-index:1; }
.calc-chart-wrap canvas{ width:100%; height:220px; display:block; }
.calc-chart-legend{ display:flex; gap:20px; margin-top:14px; font-size:.78rem; color:rgba(248,244,236,.65); }
.calc-chart-legend span{ display:inline-flex; align-items:center; gap:6px; }
.calc-chart-legend i{ width:10px; height:10px; border-radius:2px; display:inline-block; }
@media (max-width:900px){
  .calc{ grid-template-columns:1fr; }
  .calc-inputs{ border-right:none; border-bottom:1px solid var(--line); }
  .calc-result-row{ grid-template-columns:1fr; gap:16px; }
}

/* --- goal calculator FAQ --- */
.faq-list{ max-width:760px; margin:0 auto; display:grid; gap:2px; background:var(--line); border:1px solid var(--line); }
.faq-item{ background:var(--paper); }
.faq-q{
  width:100%; text-align:left; background:none; border:none; cursor:pointer;
  font-family:var(--font-body); font-weight:600; color:var(--ink); font-size:1rem;
  padding:20px 24px; display:flex; justify-content:space-between; align-items:center; gap:16px;
}
.faq-q .plus{ font-family:var(--font-mono); color:var(--gold); font-size:1.1rem; flex:none; transition:transform .2s ease; }
.faq-item.is-open .plus{ transform:rotate(45deg); }
.faq-a{ max-height:0; overflow:hidden; transition:max-height .3s ease; }
.faq-item.is-open .faq-a{ max-height:240px; }
.faq-a p{ padding:0 24px 22px; color:var(--stone); font-size:.94rem; }

/* --- tool promo card (used on homepage) --- */
.tool-promo{
  display:grid; grid-template-columns:1.1fr .9fr; gap:0; background:var(--ink); color:var(--paper);
  border:1px solid rgba(184,135,60,.3); position:relative; overflow:hidden;
}
.tool-promo-copy{ padding:48px; position:relative; z-index:1; }
.tool-promo-copy h2{ color:var(--paper); }
.tool-promo-visual{ position:relative; background:var(--ink-2); }
.tool-promo-visual canvas{ width:100%; height:100%; display:block; }
@media (max-width:880px){ .tool-promo{ grid-template-columns:1fr; } .tool-promo-visual{ min-height:220px; } }

/* ==========================================================================
   FOOTER
   ========================================================================== */
.site-footer{ background:var(--ink); color:rgba(248,244,236,.75); padding:56px 0 28px; }
.footer-grid{ display:grid; grid-template-columns:1.4fr 1fr 1fr 1fr; gap:36px; margin-bottom:36px; }
.footer-grid h4{ color:var(--paper); font-size:.9rem; font-family:var(--font-body); font-weight:600; text-transform:uppercase; letter-spacing:.06em; margin-bottom:16px; }
.footer-grid ul{ list-style:none; margin:0; padding:0; display:grid; gap:10px; }
.footer-grid a{ text-decoration:none; color:rgba(248,244,236,.75); font-size:.92rem; }
.footer-grid a:hover{ color:var(--gold); }
.footer-brand p{ color:rgba(248,244,236,.6); font-size:.92rem; max-width:32ch; }
.footer-bottom{ border-top:1px solid rgba(248,244,236,.15); padding-top:24px; font-size:.8rem; color:rgba(248,244,236,.55); }
.footer-bottom p{ margin:0 0 8px; }
.footer-disclaimer{ font-size:.76rem; line-height:1.6; color:rgba(248,244,236,.45); max-width:90ch; }
@media (max-width:880px){ .footer-grid{ grid-template-columns:1fr 1fr; } }
@media (max-width:520px){ .footer-grid{ grid-template-columns:1fr; } }

/* --- whatsapp floating button --- */
.wa-float{
  position:fixed; right:22px; bottom:22px; z-index:200;
  width:56px; height:56px; border-radius:50%; background:var(--growth); color:var(--white);
  display:flex; align-items:center; justify-content:center; box-shadow:0 8px 22px rgba(16,25,46,.28);
  text-decoration:none; transition:transform .18s ease;
}
.wa-float:hover{ transform:scale(1.06); }
.wa-float svg{ width:26px; height:26px; }

/* --- breadcrumb / page intro (inner pages) --- */
.page-hero{ background:var(--ink); color:var(--paper); padding:64px 0 46px; }
.page-hero h1{ color:var(--paper); margin-bottom:10px; }
.breadcrumb{ font-family:var(--font-mono); font-size:.78rem; color:rgba(248,244,236,.55); margin-bottom:16px; }
.breadcrumb a{ color:rgba(248,244,236,.75); text-decoration:none; }
.breadcrumb a:hover{ color:var(--gold); }

.skip-link{
  position:absolute; left:-999px; top:auto;
  background:var(--gold); color:var(--ink); padding:10px 16px; z-index:1000; font-weight:600;
}
.skip-link:focus{ left:16px; top:16px; }

/* ==========================================================================
   UPDATED BRAND / MOBILE NAV / RECOGNITION DOCUMENTS
   ========================================================================== */
.brand{
  background:#fff;
  border-radius:10px;
  padding:3px 8px;
  min-height:54px;
  box-sizing:border-box;
}
.brand-logo{
  display:block;
  width:76px;
  height:54px;
  object-fit:contain;
  object-position:center;
}
.footer-logo{ width:max-content; }

@media (max-width:880px){
  .nav{ min-height:72px; }
  .nav-toggle{ position:relative; z-index:102; }
  .nav-links{
    top:86px;
    inset-inline:0;
    bottom:0;
    z-index:101;
    background:var(--ink);
    box-shadow:0 18px 40px rgba(0,0,0,.22);
  }
  .nav-cta{ display:none; }
  .brand-logo{ width:72px; height:54px; }
}

.retirement-banner .section-head{ max-width:860px; margin-left:auto; margin-right:auto; }
.retirement-banner h2{ font-size:clamp(2rem,4vw,3.4rem); }
.consultation-promo{ padding-top:48px; padding-bottom:48px; }
.promo-panel{
  display:flex; align-items:center; justify-content:space-between; gap:30px;
  background:var(--ink); color:var(--paper); padding:38px 42px;
  border-left:4px solid var(--gold);
}
.promo-panel h2{ color:var(--paper); margin-bottom:10px; }
.promo-panel p:not(.eyebrow){ color:rgba(248,244,236,.78); max-width:65ch; margin:0; }

.recognition-documents{ margin-top:72px; }
.document-grid{ display:grid; grid-template-columns:repeat(2,minmax(0,1fr)); gap:28px; }
.document-card{ background:var(--white); border:1px solid var(--line); box-shadow:0 12px 34px rgba(16,25,46,.06); overflow:hidden; }
.document-media{ background:#f3f0e8; padding:18px; display:flex; align-items:center; justify-content:center; min-height:320px; }
.document-media img{ display:block; width:100%; height:auto; max-height:620px; object-fit:contain; }
.document-copy{ padding:24px; }
.document-copy h3{ margin-bottom:8px; }
.document-copy p:last-child{ color:var(--stone); margin-bottom:0; }

.consultation-layout{ display:grid; grid-template-columns:.85fr 1.15fr; gap:48px; align-items:start; }
.consultation-copy{ padding-top:14px; }
.consultation-points{ margin:24px 0 0; padding-left:20px; color:var(--stone); }
.consultation-points li{ margin-bottom:12px; }
.consultation-form{ background:var(--white); border:1px solid var(--line); padding:32px; box-shadow:0 12px 34px rgba(16,25,46,.06); }
.form-grid-2{ display:grid; grid-template-columns:1fr 1fr; gap:18px; }
.consultation-form label{ display:block; font-size:.82rem; font-family:var(--font-mono); letter-spacing:.04em; margin-bottom:7px; color:var(--charcoal); }
.consultation-form input,.consultation-form select,.consultation-form textarea{ width:100%; box-sizing:border-box; border:1px solid var(--line); background:#fff; color:var(--charcoal); padding:12px 13px; border-radius:3px; font:inherit; margin-bottom:18px; }
.consultation-form textarea{ resize:vertical; }
.form-note{ color:var(--stone); font-size:.78rem; margin:12px 0 0; }
.form-success{ margin-top:14px; padding:12px 14px; background:#edf5ee; border:1px solid #cbdcca; color:#294d2f; font-size:.9rem; }

.disclosure-wrap{ max-width:1040px; }
.disclosure-intro{ max-width:760px; margin-bottom:44px; }
.disclosure-table-wrap{ overflow-x:auto; margin-bottom:38px; }
.disclosure-table{ width:100%; border-collapse:collapse; min-width:720px; background:var(--white); border:1px solid var(--line); }
.disclosure-table th,.disclosure-table td{ text-align:left; vertical-align:top; padding:15px 16px; border-bottom:1px solid var(--line); }
.disclosure-table th{ background:var(--ink); color:var(--paper); font-family:var(--font-mono); font-size:.75rem; letter-spacing:.05em; text-transform:uppercase; }
.disclosure-table td{ color:var(--charcoal); font-size:.92rem; }
.disclosure-grid{ display:grid; grid-template-columns:repeat(2,1fr); gap:22px; }
.disclosure-card{ padding:26px; border:1px solid var(--line); background:var(--white); }
.disclosure-card h3{ margin-bottom:8px; }
.disclosure-card p{ margin:0; color:var(--stone); }
.disclosure-note{ margin-top:28px; padding:18px 20px; border-left:3px solid var(--gold); background:var(--paper); color:var(--stone); font-size:.86rem; }

@media (max-width:760px){
  .promo-panel{ flex-direction:column; align-items:flex-start; padding:30px 26px; }
  .document-grid,.consultation-layout,.disclosure-grid,.form-grid-2{ grid-template-columns:1fr; }
  .document-media{ min-height:220px; }
  .consultation-form{ padding:24px 20px; }
}